December Newsletter Travelling Tips, TFSA's & An Estonian Christmas
Teadaanded 03 Dec 2013  EWR
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'Tis the Season for Travel

Heading down south for the winter? With an ECU account, managing your money while away has never been easier! Not only can you keep tabs on your accounts through online and mobile banking, but your ATM card allows you to withdraw cash while abroad! To learn more about international debit card locations, follow this link


Make your 2014 contribution this year and receive a
3% interest rate until December 31st!

TFSA's are a great way to save money. They allow you to save or invest money without paying tax on the interest income and any withdrawals you make are tax free as well!

To learn more visit our website at

What's happening?

Rahvajõulupuu/An Estonian Christmas

Join the Estonian community for a wonderful afternoon of Christmas festivities. A Christmas market including photos with Santa, kids performances, choirs and music, traditional Estonian folk dancing, food & drinks and more! ECU is selling tickets in branch, and will also have a table set up. We look forward to celebrating the season with you!

For more information visit

Finances for Seniors

What a great afternoon we had learning and sharing about everything you need to know about finances for seniors, and indeed all generations! We thank everyone who came out, and hope you left with a better understanding of the many valuable services the credit union provides; the legal tools at your disposal to protect your property and provide for your own care; and, elder financial abuse - how to detect it, how to protect against it. We have plenty of material from the presentation and would be happy to share it with you. Please contact us by email at , in branch or by phone.

The Estonian Credit Union is your community banking solution! Members are our top priority, and giving you the services and products which you need and want is what we're all about. For more information feel free to call us at
(416) 465-4659 or email us at .

Visit our website at
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Did you know?

Estonians are 4th best in the world in English as a second language.
(English Proficiency Index)
Our Current Rates
(as of Nov. 29 2013)

GIC's Non-Redeemable

1 YR = 1.40%
2 YR = 1.70%
3 YR = 2.00%
4 YR = 2.10%
5 YR = 2.30%


VAR. = 1.40%
1 YR = 1.50%
2 YR = 1.80%
3 YR = 2.10%
4 YR = 2.20%
5 YR = 2.40%

Premium Savings = 1.30%

Contact Information

Tel: (416) 465-4659
Fax: (416) 465-8442

In Estonia: 712-1912
Skype name: estocu
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